Borrowing in Montana 139, Alberta

Montana 139 is one of the Alberta communities covered here, with a 2021 Census population of 598, and borrowing there is licensed under Alberta's consumer credit rules.

The Alberta rules that apply

Licensing for consumer credit in Alberta sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in Alberta; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Montana 139

Statistics Canada's 2021 Census gives Montana 139 a population of 598. 27.8 square kilometres of land are attributed to Montana 139.

That gives a density of 21.5 people per square kilometre, rounded to one decimal place.

The community is the 240th largest place in the province within this census set.

Compared with the other 361 covered Alberta places, Montana 139 ranks 240 by population.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A mortgage is registered against the property, which is what gives the lender its claim. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Montana 139 sits at rank 240 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Montana 139 is 27.8 square kilometres, and the population is 598 residents in the 2021 Census.

Montana 139 is one of 361 covered Alberta places, counted at 598 residents with a land area of 27.8 square kilometres.

At 598 residents in the 2021 Census, Montana 139 is listed alongside the other covered places in Alberta.

For Montana 139, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Montana 139, 21.5 people per square kilometre, is calculated from the population and land area above.

Readers comparing Montana 139 with another community can use the same four census fields.

Where a figure for Montana 139 could not be verified, the page names the publisher instead of printing a number.

Nothing on the Montana 139 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Montana 139 appears in the census record with 598 residents, and the density of 21.5 people per square kilometre follows from it.

The Montana 139 page follows the same structure as every other place page, with population, land area, density and rank.

Montana 139 ranks 240 by 2021 Census population among the covered places in Alberta.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.