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Borrowing in Opportunity No. 17, Alberta

Population 3,382, land area 28857.9 square kilometres: the census facts for Opportunity No. 17, plus how consumer credit is regulated in Alberta.

Province Alberta (AB)
Population, 2021 Census 3,382
Land area 28857.9 km²
Provincial regulator See the FCAC list

Opportunity No. 17, Alberta, recorded a population of 3,382 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Alberta rules that apply

Provincial or territorial law decides who may lend in Alberta, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count Alberta among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Opportunity No. 17

Statistics Canada's 2021 Census gives Opportunity No. 17 a population of 3,382. Land area for Opportunity No. 17 is 28857.9 square kilometres in the same census.

The arithmetic gives 0.1 people per square kilometre.

Among covered Alberta places, Opportunity No. 17 sits at rank 114 by population.

Opportunity No. 17 is one of 361 places listed for Alberta, ranked 114 by population and measured at 28857.9 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A mortgage is registered against the property, which is what gives the lender its claim.

The Opportunity No. 17 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Opportunity No. 17 could not be verified, the page names the publisher instead of printing a number.

For Opportunity No. 17, the two census fields above are the only local statistics used anywhere on the page.

Opportunity No. 17 ranks 114 by 2021 Census population among the covered places in Alberta.

Opportunity No. 17 sits at rank 114 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

At 3,382 residents in the 2021 Census, Opportunity No. 17 is listed alongside the other covered places in Alberta.

Opportunity No. 17 appears in the census record with 3,382 residents, and the density of 0.1 people per square kilometre follows from it.

The land area recorded for Opportunity No. 17 is 28857.9 square kilometres, and the population is 3,382 residents in the 2021 Census.

The density figure for Opportunity No. 17, 0.1 people per square kilometre, is calculated from the population and land area above.

Opportunity No. 17 is one of 361 covered Alberta places, counted at 3,382 residents with a land area of 28857.9 square kilometres.

Nothing on the Opportunity No. 17 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Opportunity No. 17

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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