Borrowing in Pigeon Lake 138A, Alberta

With 285 residents counted in the 2021 Census, Pigeon Lake 138A sits inside Alberta's provincial lending framework.

The census figures for Pigeon Lake 138A

In the 2021 Census, Pigeon Lake 138A had 285 residents. Land area for Pigeon Lake 138A is 19.8 square kilometres in the same census.

Dividing population by land area gives 14.4 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 285 within this data set.

Pigeon Lake 138A is one of 361 places listed for Alberta, ranked 285 by population and measured at 19.8 square kilometres.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Alberta rules that apply

Consumer credit in Alberta is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Alberta; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Pigeon Lake 138A is one of 361 covered Alberta places, counted at 285 residents with a land area of 19.8 square kilometres.

Pigeon Lake 138A ranks 285 by 2021 Census population among the covered places in Alberta.

Readers comparing Pigeon Lake 138A with another community can use the same four census fields.

Pigeon Lake 138A sits at rank 285 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Pigeon Lake 138A, 14.4 people per square kilometre, is calculated from the population and land area above.

At 285 residents in the 2021 Census, Pigeon Lake 138A is listed alongside the other covered places in Alberta.

Where a figure for Pigeon Lake 138A could not be verified, the page names the publisher instead of printing a number.

Pigeon Lake 138A appears in the census record with 285 residents, and the density of 14.4 people per square kilometre follows from it.

The Pigeon Lake 138A page follows the same structure as every other place page, with population, land area, density and rank.

For Pigeon Lake 138A, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Pigeon Lake 138A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Pigeon Lake 138A is 19.8 square kilometres, and the population is 285 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Alberta; a municipal boundary does not change them.