Borrowing in Red Deer County, Alberta

With 19,933 residents counted in the 2021 Census, Red Deer County sits inside Alberta's provincial lending framework.

The Alberta rules that apply

Consumer lending in Alberta is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Alberta among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

The census figures for Red Deer County

Red Deer County recorded a population of 19,933 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 3919.2 square kilometres of land for the community.

On those two figures, density is 5.1 residents per square kilometre when rounded to one decimal place.

The community is the 23rd largest place in the province within this census set.

Red Deer County sits at rank 23 among the 361 Alberta places here, with 19,933 residents in the 2021 Census.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

The Red Deer County page follows the same structure as every other place page, with population, land area, density and rank.

Red Deer County appears in the census record with 19,933 residents, and the density of 5.1 people per square kilometre follows from it.

Red Deer County sits at rank 23 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Red Deer County ranks 23 by 2021 Census population among the covered places in Alberta.

Nothing on the Red Deer County page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Red Deer County is one of 361 covered Alberta places, counted at 19,933 residents with a land area of 3919.2 square kilometres.

For Red Deer County, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Red Deer County could not be verified, the page names the publisher instead of printing a number.

Readers comparing Red Deer County with another community can use the same four census fields.

At 19,933 residents in the 2021 Census, Red Deer County is listed alongside the other covered places in Alberta.

The density figure for Red Deer County, 5.1 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.