Borrowing in Redcliff, Alberta

With 5,581 residents counted in the 2021 Census, Redcliff sits inside Alberta's provincial lending framework.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The Alberta rules that apply

The body that licenses consumer lending in Alberta is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Alberta among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

The census figures for Redcliff

The 2021 Census counted 5,581 residents in Redcliff. The community covers 16.1 square kilometres of land.

On those two figures, density is 345.6 residents per square kilometre when rounded to one decimal place.

By population it ranks 85 among the Alberta places covered here.

Redcliff is one of 361 places listed for Alberta, ranked 85 by population and measured at 16.1 square kilometres.

At 5,581 residents in the 2021 Census, Redcliff is listed alongside the other covered places in Alberta.

Redcliff is one of 361 covered Alberta places, counted at 5,581 residents with a land area of 16.1 square kilometres.

Nothing on the Redcliff page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Redcliff is 16.1 square kilometres, and the population is 5,581 residents in the 2021 Census.

Redcliff ranks 85 by 2021 Census population among the covered places in Alberta.

The density figure for Redcliff, 345.6 people per square kilometre, is calculated from the population and land area above.

Readers comparing Redcliff with another community can use the same four census fields.

The Redcliff page follows the same structure as every other place page, with population, land area, density and rank.

Redcliff sits at rank 85 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Redcliff appears in the census record with 5,581 residents, and the density of 345.6 people per square kilometre follows from it.

For Redcliff, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.