Borrowing in Rosalind, Alberta

Rosalind, Alberta, recorded a population of 162 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The Alberta rules that apply

The body that licenses consumer lending in Alberta is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Rosalind

Rosalind recorded a population of 162 in Statistics Canada's 2021 Census of Population. The community covers 0.6 square kilometres of land.

On those two figures, density is 261.3 residents per square kilometre when rounded to one decimal place.

The community is the 331st largest place in the province within this census set.

The place record for Rosalind covers 0.6 square kilometres and 162 residents, a density of 261.3 people per square kilometre.

The Rosalind page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Rosalind could not be verified, the page names the publisher instead of printing a number.

For Rosalind, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Rosalind with another community can use the same four census fields.

At 162 residents in the 2021 Census, Rosalind is listed alongside the other covered places in Alberta.

Nothing on the Rosalind page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Rosalind sits at rank 331 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Rosalind appears in the census record with 162 residents, and the density of 261.3 people per square kilometre follows from it.

Rosalind is one of 361 covered Alberta places, counted at 162 residents with a land area of 0.6 square kilometres.

The land area recorded for Rosalind is 0.6 square kilometres, and the population is 162 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.