Borrowing in Ross Haven, Alberta

Ross Haven is one of the Alberta communities covered here, with a 2021 Census population of 126, and borrowing there is licensed under Alberta's consumer credit rules.

The Alberta rules that apply

Consumer credit in Alberta is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

The census figures for Ross Haven

Statistics Canada's 2021 Census gives Ross Haven a population of 126. 0.7 square kilometres of land are attributed to Ross Haven.

On those two figures, density is 180.0 residents per square kilometre when rounded to one decimal place.

The community is the 352nd largest place in the province within this census set.

The place record for Ross Haven covers 0.7 square kilometres and 126 residents, a density of 180.0 people per square kilometre.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

For Ross Haven, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Ross Haven is 0.7 square kilometres, and the population is 126 residents in the 2021 Census.

Ross Haven ranks 352 by 2021 Census population among the covered places in Alberta.

At 126 residents in the 2021 Census, Ross Haven is listed alongside the other covered places in Alberta.

The Ross Haven page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Ross Haven with another community can use the same four census fields.

The density figure for Ross Haven, 180.0 people per square kilometre, is calculated from the population and land area above.

Ross Haven is one of 361 covered Alberta places, counted at 126 residents with a land area of 0.7 square kilometres.

Ross Haven appears in the census record with 126 residents, and the density of 180.0 people per square kilometre follows from it.

Ross Haven sits at rank 352 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Ross Haven page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Ross Haven could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.