Borrowing in Smoky River No. 130, Alberta

Smoky River No. 130 is one of the Alberta communities covered here, with a 2021 Census population of 1,684, and borrowing there is licensed under Alberta's consumer credit rules.

The Alberta rules that apply

Licensing for consumer credit in Alberta sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Smoky River No. 130

The 2021 Census counted 1,684 residents in Smoky River No. 130. Its land area is 2834.2 square kilometres.

Dividing population by land area gives 0.6 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 156 within this data set.

Compared with the other 361 covered Alberta places, Smoky River No. 130 ranks 156 by population.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Smoky River No. 130 sits at rank 156 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Smoky River No. 130 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Smoky River No. 130 is 2834.2 square kilometres, and the population is 1,684 residents in the 2021 Census.

The density figure for Smoky River No. 130, 0.6 people per square kilometre, is calculated from the population and land area above.

Smoky River No. 130 ranks 156 by 2021 Census population among the covered places in Alberta.

Readers comparing Smoky River No. 130 with another community can use the same four census fields.

The Smoky River No. 130 page follows the same structure as every other place page, with population, land area, density and rank.

For Smoky River No. 130, the two census fields above are the only local statistics used anywhere on the page.

Smoky River No. 130 appears in the census record with 1,684 residents, and the density of 0.6 people per square kilometre follows from it.

Smoky River No. 130 is one of 361 covered Alberta places, counted at 1,684 residents with a land area of 2834.2 square kilometres.

At 1,684 residents in the 2021 Census, Smoky River No. 130 is listed alongside the other covered places in Alberta.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.