Borrowing in Stavely, Alberta

With 544 residents counted in the 2021 Census, Stavely sits inside Alberta's provincial lending framework.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The census figures for Stavely

544 people were counted in Stavely in the 2021 Census. The community covers 1.8 square kilometres of land.

The calculated density is 305.6 people per square kilometre.

By population it ranks 247 among the Alberta places covered here.

Compared with the other 361 covered Alberta places, Stavely ranks 247 by population.

The Alberta rules that apply

Licensing for consumer credit in Alberta sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Alberta among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

Where a figure for Stavely could not be verified, the page names the publisher instead of printing a number.

The density figure for Stavely, 305.6 people per square kilometre, is calculated from the population and land area above.

At 544 residents in the 2021 Census, Stavely is listed alongside the other covered places in Alberta.

Stavely appears in the census record with 544 residents, and the density of 305.6 people per square kilometre follows from it.

Readers comparing Stavely with another community can use the same four census fields.

Stavely sits at rank 247 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Stavely ranks 247 by 2021 Census population among the covered places in Alberta.

Nothing on the Stavely page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Stavely is one of 361 covered Alberta places, counted at 544 residents with a land area of 1.8 square kilometres.

The Stavely page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Stavely is 1.8 square kilometres, and the population is 544 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.