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Borrowing in Swan River 150E, Alberta

Population 400, land area 39.5 square kilometres: the census facts for Swan River 150E, plus how consumer credit is regulated in Alberta.

Province Alberta (AB)
Population, 2021 Census 400
Land area 39.5 km²
Provincial regulator See the FCAC list

A loan taken out in Swan River 150E is governed by Alberta's licensing rules, and the 2021 Census counted 400 people in the community.

The Alberta rules that apply

The regulator for consumer credit in Alberta is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Swan River 150E

The 2021 Census counted 400 residents in Swan River 150E. The community covers 39.5 square kilometres of land.

Dividing population by land area gives 10.1 residents per square kilometre, rounded to one decimal place.

Swan River 150E ranks 264 by population among the Alberta places on this site.

Swan River 150E sits at rank 264 among the 361 Alberta places here, with 400 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. An application usually asks for identification, income evidence, banking details and a statement of obligations.

At 400 residents in the 2021 Census, Swan River 150E is listed alongside the other covered places in Alberta.

Swan River 150E is one of 361 covered Alberta places, counted at 400 residents with a land area of 39.5 square kilometres.

Nothing on the Swan River 150E page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Swan River 150E, the two census fields above are the only local statistics used anywhere on the page.

Swan River 150E ranks 264 by 2021 Census population among the covered places in Alberta.

Swan River 150E appears in the census record with 400 residents, and the density of 10.1 people per square kilometre follows from it.

Readers comparing Swan River 150E with another community can use the same four census fields.

The density figure for Swan River 150E, 10.1 people per square kilometre, is calculated from the population and land area above.

Swan River 150E sits at rank 264 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Swan River 150E is 39.5 square kilometres, and the population is 400 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Swan River 150E

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Calgary 1,306,784 Edmonton 1,010,899 Red Deer 100,844 Strathcona County 99,225 Lethbridge 98,406 Airdrie 74,100

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