Borrowing in Upper Hay River 212, Alberta

A loan taken out in Upper Hay River 212 is governed by Alberta's licensing rules, and the 2021 Census counted 381 people in the community.

The census figures for Upper Hay River 212

The 2021 Census counted 381 residents in Upper Hay River 212. 14.5 square kilometres of land are attributed to Upper Hay River 212.

On those two figures, density is 26.3 residents per square kilometre when rounded to one decimal place.

Upper Hay River 212 ranks 267 by population among the Alberta places on this site.

Upper Hay River 212 sits at rank 267 among the 361 Alberta places here, with 381 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The Alberta rules that apply

Consumer credit in Alberta is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Alberta, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Joint applications combine two incomes and two sets of obligations in the same assessment. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Upper Hay River 212 is one of 361 covered Alberta places, counted at 381 residents with a land area of 14.5 square kilometres.

Upper Hay River 212 ranks 267 by 2021 Census population among the covered places in Alberta.

For Upper Hay River 212, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Upper Hay River 212 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Upper Hay River 212 page follows the same structure as every other place page, with population, land area, density and rank.

At 381 residents in the 2021 Census, Upper Hay River 212 is listed alongside the other covered places in Alberta.

Readers comparing Upper Hay River 212 with another community can use the same four census fields.

The density figure for Upper Hay River 212, 26.3 people per square kilometre, is calculated from the population and land area above.

Upper Hay River 212 sits at rank 267 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Upper Hay River 212 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Upper Hay River 212 is 14.5 square kilometres, and the population is 381 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.