Borrowing in Utikoomak Lake 155, Alberta

With 734 residents counted in the 2021 Census, Utikoomak Lake 155 sits inside Alberta's provincial lending framework.

The Alberta rules that apply

Consumer lending in Alberta is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Alberta, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Utikoomak Lake 155

Statistics Canada's 2021 Census gives Utikoomak Lake 155 a population of 734. The census records a land area of 64.7 square kilometres for Utikoomak Lake 155.

On those two figures, density is 11.3 residents per square kilometre when rounded to one decimal place.

The community is the 222nd largest place in the province within this census set.

Compared with the other 361 covered Alberta places, Utikoomak Lake 155 ranks 222 by population.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

For Utikoomak Lake 155, the two census fields above are the only local statistics used anywhere on the page.

Utikoomak Lake 155 is one of 361 covered Alberta places, counted at 734 residents with a land area of 64.7 square kilometres.

At 734 residents in the 2021 Census, Utikoomak Lake 155 is listed alongside the other covered places in Alberta.

Where a figure for Utikoomak Lake 155 could not be verified, the page names the publisher instead of printing a number.

Utikoomak Lake 155 sits at rank 222 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Utikoomak Lake 155 ranks 222 by 2021 Census population among the covered places in Alberta.

Readers comparing Utikoomak Lake 155 with another community can use the same four census fields.

The density figure for Utikoomak Lake 155, 11.3 people per square kilometre, is calculated from the population and land area above.

The Utikoomak Lake 155 page follows the same structure as every other place page, with population, land area, density and rank.

Utikoomak Lake 155 appears in the census record with 734 residents, and the density of 11.3 people per square kilometre follows from it.

The land area recorded for Utikoomak Lake 155 is 64.7 square kilometres, and the population is 734 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.