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Borrowing in Wabasca 166A, Alberta

Wabasca 166A, Alberta: 559 residents in the 2021 Census, 6.6 square kilometres of land, and the provincial lending rules that apply across Alberta.

Province Alberta (AB)
Population, 2021 Census 559
Land area 6.6 km²
Provincial regulator See the FCAC list

Wabasca 166A is one of the Alberta places covered here, with 559 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Alberta rules that apply

Consumer lending in Alberta is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Alberta among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A credit file is compiled by private agencies from information lenders and other creditors report.

The census figures for Wabasca 166A

The 2021 Census counted 559 residents in Wabasca 166A. Its land area is 6.6 square kilometres.

The arithmetic gives 84.2 people per square kilometre.

Its provincial population rank is 244 within this data set.

Wabasca 166A therefore appears at rank 244 of 361 covered Alberta places, with a density of 84.2 people per square kilometre.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

Wabasca 166A sits at rank 244 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

At 559 residents in the 2021 Census, Wabasca 166A is listed alongside the other covered places in Alberta.

Wabasca 166A appears in the census record with 559 residents, and the density of 84.2 people per square kilometre follows from it.

Readers comparing Wabasca 166A with another community can use the same four census fields.

Wabasca 166A ranks 244 by 2021 Census population among the covered places in Alberta.

Wabasca 166A is one of 361 covered Alberta places, counted at 559 residents with a land area of 6.6 square kilometres.

Where a figure for Wabasca 166A could not be verified, the page names the publisher instead of printing a number.

The density figure for Wabasca 166A, 84.2 people per square kilometre, is calculated from the population and land area above.

For Wabasca 166A, the two census fields above are the only local statistics used anywhere on the page.

The Wabasca 166A page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Wabasca 166A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Wabasca 166A

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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