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Borrowing in Wabasca 166D, Alberta

A guide to borrowing in Wabasca 166D, Alberta, with the 2021 Census population of 640 and the provincial rules that apply locally.

Province Alberta (AB)
Population, 2021 Census 640
Land area 58.1 km²
Provincial regulator See the FCAC list

Wabasca 166D is one of the Alberta places covered here, with 640 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The Alberta rules that apply

Licensing for consumer credit in Alberta sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Alberta falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Wabasca 166D

Statistics Canada's 2021 Census gives Wabasca 166D a population of 640. The community covers 58.1 square kilometres of land.

Population divided by land area produces a density of 11.0 people per square kilometre.

Wabasca 166D ranks 236 by population among the Alberta places on this site.

Wabasca 166D sits at rank 236 among the 361 Alberta places here, with 640 residents in the 2021 Census.

For Wabasca 166D, the two census fields above are the only local statistics used anywhere on the page.

Wabasca 166D is one of 361 covered Alberta places, counted at 640 residents with a land area of 58.1 square kilometres.

Wabasca 166D sits at rank 236 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Wabasca 166D is 58.1 square kilometres, and the population is 640 residents in the 2021 Census.

Wabasca 166D appears in the census record with 640 residents, and the density of 11.0 people per square kilometre follows from it.

Where a figure for Wabasca 166D could not be verified, the page names the publisher instead of printing a number.

Wabasca 166D ranks 236 by 2021 Census population among the covered places in Alberta.

The density figure for Wabasca 166D, 11.0 people per square kilometre, is calculated from the population and land area above.

Readers comparing Wabasca 166D with another community can use the same four census fields.

Nothing on the Wabasca 166D page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 640 residents in the 2021 Census, Wabasca 166D is listed alongside the other covered places in Alberta.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Wabasca 166D

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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