Borrowing in White Sands, Alberta

White Sands is one of the Alberta places covered here, with 174 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for White Sands

In the 2021 Census, White Sands had 174 residents. 1.6 square kilometres of land are attributed to White Sands.

On those two figures, density is 108.1 residents per square kilometre when rounded to one decimal place.

Among covered Alberta places, White Sands sits at rank 322 by population.

Within Alberta, White Sands is place number 322 by population in this census set, at 174 residents.

The Alberta rules that apply

The regulator for consumer credit in Alberta is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

A payday advance in Alberta falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

Readers comparing White Sands with another community can use the same four census fields.

White Sands ranks 322 by 2021 Census population among the covered places in Alberta.

Where a figure for White Sands could not be verified, the page names the publisher instead of printing a number.

The density figure for White Sands, 108.1 people per square kilometre, is calculated from the population and land area above.

White Sands appears in the census record with 174 residents, and the density of 108.1 people per square kilometre follows from it.

The White Sands page follows the same structure as every other place page, with population, land area, density and rank.

White Sands is one of 361 covered Alberta places, counted at 174 residents with a land area of 1.6 square kilometres.

For White Sands, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the White Sands page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

White Sands sits at rank 322 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for White Sands is 1.6 square kilometres, and the population is 174 residents in the 2021 Census.

At 174 residents in the 2021 Census, White Sands is listed alongside the other covered places in Alberta.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.