Borrowing in Alberni-Clayoquot D, British Columbia

A loan taken out in Alberni-Clayoquot D is governed by British Columbia's licensing rules, and the 2021 Census counted 1,843 people in the community.

The census figures for Alberni-Clayoquot D

1,843 people were counted in Alberni-Clayoquot D in the 2021 Census. Land area for Alberni-Clayoquot D is 1398.9 square kilometres in the same census.

Dividing population by land area gives 1.3 residents per square kilometre, rounded to one decimal place.

The community is the 212th largest place in the province within this census set.

Alberni-Clayoquot D is one of 460 places listed for British Columbia, ranked 212 by population and measured at 1398.9 square kilometres.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The British Columbia rules that apply

Provincial or territorial law decides who may lend in British Columbia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Alberni-Clayoquot D appears in the census record with 1,843 residents, and the density of 1.3 people per square kilometre follows from it.

The Alberni-Clayoquot D page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Alberni-Clayoquot D is 1398.9 square kilometres, and the population is 1,843 residents in the 2021 Census.

Alberni-Clayoquot D ranks 212 by 2021 Census population among the covered places in British Columbia.

Nothing on the Alberni-Clayoquot D page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,843 residents in the 2021 Census, Alberni-Clayoquot D is listed alongside the other covered places in British Columbia.

Alberni-Clayoquot D is one of 460 covered British Columbia places, counted at 1,843 residents with a land area of 1398.9 square kilometres.

Where a figure for Alberni-Clayoquot D could not be verified, the page names the publisher instead of printing a number.

The density figure for Alberni-Clayoquot D, 1.3 people per square kilometre, is calculated from the population and land area above.

For Alberni-Clayoquot D, the two census fields above are the only local statistics used anywhere on the page.

Alberni-Clayoquot D sits at rank 212 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.