Compare loans

Borrowing in Anacla 12, British Columbia

Population 104, land area 0.9 square kilometres: the census facts for Anacla 12, plus how consumer credit is regulated in British Columbia.

Province British Columbia (BC)
Population, 2021 Census 104
Land area 0.9 km²
Provincial regulator See the FCAC list

A loan taken out in Anacla 12 is governed by British Columbia's licensing rules, and the 2021 Census counted 104 people in the community.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A credit file is compiled by private agencies from information lenders and other creditors report. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The census figures for Anacla 12

104 people were counted in Anacla 12 in the 2021 Census. Statistics Canada lists 0.9 square kilometres of land for the community.

That gives a density of 111.8 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 456 within this data set.

Anacla 12 is one of 460 places listed for British Columbia, ranked 456 by population and measured at 0.9 square kilometres.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

At the small end of the census range, the community still borrows inside the province's licensing system.

Anacla 12 ranks 456 by 2021 Census population among the covered places in British Columbia.

Anacla 12 sits at rank 456 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Anacla 12 is one of 460 covered British Columbia places, counted at 104 residents with a land area of 0.9 square kilometres.

The density figure for Anacla 12, 111.8 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Anacla 12 is 0.9 square kilometres, and the population is 104 residents in the 2021 Census.

At 104 residents in the 2021 Census, Anacla 12 is listed alongside the other covered places in British Columbia.

Where a figure for Anacla 12 could not be verified, the page names the publisher instead of printing a number.

Anacla 12 appears in the census record with 104 residents, and the density of 111.8 people per square kilometre follows from it.

For Anacla 12, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Anacla 12 with another community can use the same four census fields.

The Anacla 12 page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Anacla 12 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Anacla 12

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.