Borrowing in Barriere, British Columbia

Barriere is one of the British Columbia communities covered here, with a 2021 Census population of 1,765, and borrowing there is licensed under British Columbia's consumer credit rules.

The census figures for Barriere

The 2021 Census counted 1,765 residents in Barriere. The census records a land area of 10.7 square kilometres for Barriere.

The calculated density is 164.5 people per square kilometre.

The 2021 Census population places it at rank 220 in the province.

Barriere is one of 460 places listed for British Columbia, ranked 220 by population and measured at 10.7 square kilometres.

The British Columbia rules that apply

The regulator for consumer credit in British Columbia is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Barriere is one of 460 covered British Columbia places, counted at 1,765 residents with a land area of 10.7 square kilometres.

Nothing on the Barriere page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Barriere, 164.5 people per square kilometre, is calculated from the population and land area above.

At 1,765 residents in the 2021 Census, Barriere is listed alongside the other covered places in British Columbia.

Barriere sits at rank 220 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The Barriere page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Barriere could not be verified, the page names the publisher instead of printing a number.

Readers comparing Barriere with another community can use the same four census fields.

For Barriere, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Barriere is 10.7 square kilometres, and the population is 1,765 residents in the 2021 Census.

Barriere appears in the census record with 1,765 residents, and the density of 164.5 people per square kilometre follows from it.

Barriere ranks 220 by 2021 Census population among the covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.