Compare loans

Borrowing in Bella Bella 1, British Columbia

Bella Bella 1, British Columbia: 1,193 residents in the 2021 Census, 5.8 square kilometres of land, and the provincial lending rules that apply across British Columbia.

Province British Columbia (BC)
Population, 2021 Census 1,193
Land area 5.8 km²
Provincial regulator See the FCAC list

Bella Bella 1, British Columbia, recorded a population of 1,193 in the 2021 Census; the rules that govern a loan signed there are provincial.

The British Columbia rules that apply

Provincial or territorial law decides who may lend in British Columbia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Bella Bella 1

Population for Bella Bella 1 stands at 1,193 in the 2021 Census. Land area for Bella Bella 1 is 5.8 square kilometres in the same census.

Population divided by land area produces a density of 204.6 people per square kilometre.

Among covered British Columbia places, Bella Bella 1 sits at rank 263 by population.

The place record for Bella Bella 1 covers 5.8 square kilometres and 1,193 residents, a density of 204.6 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Bella Bella 1 ranks 263 by 2021 Census population among the covered places in British Columbia.

Where a figure for Bella Bella 1 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Bella Bella 1 is 5.8 square kilometres, and the population is 1,193 residents in the 2021 Census.

At 1,193 residents in the 2021 Census, Bella Bella 1 is listed alongside the other covered places in British Columbia.

Bella Bella 1 appears in the census record with 1,193 residents, and the density of 204.6 people per square kilometre follows from it.

The density figure for Bella Bella 1, 204.6 people per square kilometre, is calculated from the population and land area above.

Bella Bella 1 sits at rank 263 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Bella Bella 1 with another community can use the same four census fields.

The Bella Bella 1 page follows the same structure as every other place page, with population, land area, density and rank.

Bella Bella 1 is one of 460 covered British Columbia places, counted at 1,193 residents with a land area of 5.8 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Bella Bella 1

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Vancouver 662,248 Surrey 568,322 Burnaby 249,125 Richmond 209,937 Abbotsford 153,524 Coquitlam 148,625

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.