Borrowing in Bella Coola 1, British Columbia

With 937 residents counted in the 2021 Census, Bella Coola 1 sits inside British Columbia's provincial lending framework.

The census figures for Bella Coola 1

The 2021 Census counted 937 residents in Bella Coola 1. The census records a land area of 15.2 square kilometres for Bella Coola 1.

The arithmetic gives 61.6 people per square kilometre.

The 2021 Census population places it at rank 280 in the province.

Bella Coola 1 sits at rank 280 among the 460 British Columbia places here, with 937 residents in the 2021 Census.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A mortgage is registered against the property, which is what gives the lender its claim. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

Bella Coola 1 ranks 280 by 2021 Census population among the covered places in British Columbia.

The density figure for Bella Coola 1, 61.6 people per square kilometre, is calculated from the population and land area above.

At 937 residents in the 2021 Census, Bella Coola 1 is listed alongside the other covered places in British Columbia.

For Bella Coola 1, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Bella Coola 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Bella Coola 1 with another community can use the same four census fields.

The Bella Coola 1 page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Bella Coola 1 is 15.2 square kilometres, and the population is 937 residents in the 2021 Census.

Where a figure for Bella Coola 1 could not be verified, the page names the publisher instead of printing a number.

Bella Coola 1 appears in the census record with 937 residents, and the density of 61.6 people per square kilometre follows from it.

Bella Coola 1 sits at rank 280 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Bella Coola 1 is one of 460 covered British Columbia places, counted at 937 residents with a land area of 15.2 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.