Borrowing in Cariboo L, British Columbia

Cariboo L, British Columbia, recorded a population of 4,769 in the 2021 Census; the rules that govern a loan signed there are provincial.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Cariboo L

Population for Cariboo L stands at 4,769 in the 2021 Census. The census records a land area of 1263.7 square kilometres for Cariboo L.

The calculated density is 3.8 people per square kilometre.

The community is the 107th largest place in the province within this census set.

Cariboo L is one of 460 places listed for British Columbia, ranked 107 by population and measured at 1263.7 square kilometres.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Nothing on the Cariboo L page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Cariboo L page follows the same structure as every other place page, with population, land area, density and rank.

Cariboo L ranks 107 by 2021 Census population among the covered places in British Columbia.

Cariboo L sits at rank 107 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Cariboo L could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Cariboo L is 1263.7 square kilometres, and the population is 4,769 residents in the 2021 Census.

Cariboo L is one of 460 covered British Columbia places, counted at 4,769 residents with a land area of 1263.7 square kilometres.

At 4,769 residents in the 2021 Census, Cariboo L is listed alongside the other covered places in British Columbia.

Readers comparing Cariboo L with another community can use the same four census fields.

Cariboo L appears in the census record with 4,769 residents, and the density of 3.8 people per square kilometre follows from it.

For Cariboo L, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Cariboo L, 3.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.