Borrowing in Castlegar, British Columbia

A loan taken out in Castlegar is governed by British Columbia's licensing rules, and the 2021 Census counted 8,338 people in the community.

The census figures for Castlegar

The 2021 Census counted 8,338 residents in Castlegar. Land area for Castlegar is 19.9 square kilometres in the same census.

The calculated density is 419.6 people per square kilometre.

Castlegar ranks 69 by population among the British Columbia places on this site.

Castlegar is one of 460 places listed for British Columbia, ranked 69 by population and measured at 19.9 square kilometres.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Nothing on the Castlegar page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Castlegar is one of 460 covered British Columbia places, counted at 8,338 residents with a land area of 19.9 square kilometres.

The density figure for Castlegar, 419.6 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Castlegar is 19.9 square kilometres, and the population is 8,338 residents in the 2021 Census.

Readers comparing Castlegar with another community can use the same four census fields.

Castlegar ranks 69 by 2021 Census population among the covered places in British Columbia.

Where a figure for Castlegar could not be verified, the page names the publisher instead of printing a number.

The Castlegar page follows the same structure as every other place page, with population, land area, density and rank.

For Castlegar, the two census fields above are the only local statistics used anywhere on the page.

Castlegar sits at rank 69 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

At 8,338 residents in the 2021 Census, Castlegar is listed alongside the other covered places in British Columbia.

Castlegar appears in the census record with 8,338 residents, and the density of 419.6 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.