Borrowing in Chase, British Columbia

With 2,399 residents counted in the 2021 Census, Chase sits inside British Columbia's provincial lending framework.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Chase

Population for Chase stands at 2,399 in the 2021 Census. The census records a land area of 3.8 square kilometres for Chase.

The arithmetic gives 639.7 people per square kilometre.

The 2021 Census population places it at rank 182 in the province.

Compared with the other 460 covered British Columbia places, Chase ranks 182 by population.

The Chase page follows the same structure as every other place page, with population, land area, density and rank.

For Chase, the two census fields above are the only local statistics used anywhere on the page.

Chase ranks 182 by 2021 Census population among the covered places in British Columbia.

Where a figure for Chase could not be verified, the page names the publisher instead of printing a number.

Nothing on the Chase page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Chase is 3.8 square kilometres, and the population is 2,399 residents in the 2021 Census.

At 2,399 residents in the 2021 Census, Chase is listed alongside the other covered places in British Columbia.

The density figure for Chase, 639.7 people per square kilometre, is calculated from the population and land area above.

Chase sits at rank 182 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Chase is one of 460 covered British Columbia places, counted at 2,399 residents with a land area of 3.8 square kilometres.

Chase appears in the census record with 2,399 residents, and the density of 639.7 people per square kilometre follows from it.

Readers comparing Chase with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.