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Borrowing in Chawathil 4, British Columbia

Population 182, land area 5.4 square kilometres: the census facts for Chawathil 4, plus how consumer credit is regulated in British Columbia.

Province British Columbia (BC)
Population, 2021 Census 182
Land area 5.4 km²
Provincial regulator See the FCAC list

Chawathil 4 is one of the British Columbia communities covered here, with a 2021 Census population of 182, and borrowing there is licensed under British Columbia's consumer credit rules.

The census figures for Chawathil 4

In the 2021 Census, Chawathil 4 had 182 residents. The community covers 5.4 square kilometres of land.

The arithmetic gives 33.5 people per square kilometre.

The 2021 Census population places it at rank 416 in the province.

The place record for Chawathil 4 covers 5.4 square kilometres and 182 residents, a density of 33.5 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

For Chawathil 4, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Chawathil 4 could not be verified, the page names the publisher instead of printing a number.

The density figure for Chawathil 4, 33.5 people per square kilometre, is calculated from the population and land area above.

At 182 residents in the 2021 Census, Chawathil 4 is listed alongside the other covered places in British Columbia.

Chawathil 4 is one of 460 covered British Columbia places, counted at 182 residents with a land area of 5.4 square kilometres.

The land area recorded for Chawathil 4 is 5.4 square kilometres, and the population is 182 residents in the 2021 Census.

Chawathil 4 appears in the census record with 182 residents, and the density of 33.5 people per square kilometre follows from it.

Chawathil 4 sits at rank 416 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Chawathil 4 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Chawathil 4 ranks 416 by 2021 Census population among the covered places in British Columbia.

Readers comparing Chawathil 4 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Chawathil 4

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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