Borrowing in Chilliwack, British Columbia

A loan taken out in Chilliwack is governed by British Columbia's licensing rules, and the 2021 Census counted 93,203 people in the community.

The British Columbia rules that apply

Consumer lending in British Columbia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Places in the middle band are mid-sized by Canadian standards, and the products compared here are the same provincial set.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

The census figures for Chilliwack

The 2021 Census counted 93,203 residents in Chilliwack. The community covers 261.3 square kilometres of land.

Dividing population by land area gives 356.6 residents per square kilometre, rounded to one decimal place.

The community is the 13th largest place in the province within this census set.

The place record for Chilliwack covers 261.3 square kilometres and 93,203 residents, a density of 356.6 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

Chilliwack sits at rank 13 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Chilliwack page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Chilliwack page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Chilliwack with another community can use the same four census fields.

Where a figure for Chilliwack could not be verified, the page names the publisher instead of printing a number.

Chilliwack ranks 13 by 2021 Census population among the covered places in British Columbia.

The land area recorded for Chilliwack is 261.3 square kilometres, and the population is 93,203 residents in the 2021 Census.

At 93,203 residents in the 2021 Census, Chilliwack is listed alongside the other covered places in British Columbia.

Chilliwack appears in the census record with 93,203 residents, and the density of 356.6 people per square kilometre follows from it.

Chilliwack is one of 460 covered British Columbia places, counted at 93,203 residents with a land area of 261.3 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.