Borrowing in Clearwater, British Columbia

With 2,388 residents counted in the 2021 Census, Clearwater sits inside British Columbia's provincial lending framework.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

The census figures for Clearwater

The 2021 Census counted 2,388 residents in Clearwater. The census records a land area of 55.6 square kilometres for Clearwater.

On those two figures, density is 42.9 residents per square kilometre when rounded to one decimal place.

By population it ranks 183 among the British Columbia places covered here.

Clearwater sits at rank 183 among the 460 British Columbia places here, with 2,388 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The Clearwater page follows the same structure as every other place page, with population, land area, density and rank.

Clearwater ranks 183 by 2021 Census population among the covered places in British Columbia.

Nothing on the Clearwater page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Clearwater, the two census fields above are the only local statistics used anywhere on the page.

At 2,388 residents in the 2021 Census, Clearwater is listed alongside the other covered places in British Columbia.

Where a figure for Clearwater could not be verified, the page names the publisher instead of printing a number.

Readers comparing Clearwater with another community can use the same four census fields.

The density figure for Clearwater, 42.9 people per square kilometre, is calculated from the population and land area above.

Clearwater is one of 460 covered British Columbia places, counted at 2,388 residents with a land area of 55.6 square kilometres.

The land area recorded for Clearwater is 55.6 square kilometres, and the population is 2,388 residents in the 2021 Census.

Clearwater sits at rank 183 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.