Borrowing in Columbia-Shuswap A, British Columbia

Columbia-Shuswap A is one of the British Columbia communities covered here, with a 2021 Census population of 3,325, and borrowing there is licensed under British Columbia's consumer credit rules.

The census figures for Columbia-Shuswap A

Columbia-Shuswap A recorded a population of 3,325 in Statistics Canada's 2021 Census of Population. Its land area is 13434.9 square kilometres.

Population divided by land area produces a density of 0.2 people per square kilometre.

The community is the 148th largest place in the province within this census set.

Within British Columbia, Columbia-Shuswap A is place number 148 by population in this census set, at 3,325 residents.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

Columbia-Shuswap A sits at rank 148 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Columbia-Shuswap A is 13434.9 square kilometres, and the population is 3,325 residents in the 2021 Census.

Readers comparing Columbia-Shuswap A with another community can use the same four census fields.

The Columbia-Shuswap A page follows the same structure as every other place page, with population, land area, density and rank.

At 3,325 residents in the 2021 Census, Columbia-Shuswap A is listed alongside the other covered places in British Columbia.

Columbia-Shuswap A appears in the census record with 3,325 residents, and the density of 0.2 people per square kilometre follows from it.

Where a figure for Columbia-Shuswap A could not be verified, the page names the publisher instead of printing a number.

For Columbia-Shuswap A, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Columbia-Shuswap A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Columbia-Shuswap A, 0.2 people per square kilometre, is calculated from the population and land area above.

Columbia-Shuswap A is one of 460 covered British Columbia places, counted at 3,325 residents with a land area of 13434.9 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.