Borrowing in Columbia-Shuswap B, British Columbia

Columbia-Shuswap B, British Columbia, recorded a population of 663 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Columbia-Shuswap B

663 people were counted in Columbia-Shuswap B in the 2021 Census. The community covers 9763.8 square kilometres of land.

Population divided by land area produces a density of 0.1 people per square kilometre.

Among covered British Columbia places, Columbia-Shuswap B sits at rank 302 by population.

Columbia-Shuswap B therefore appears at rank 302 of 460 covered British Columbia places, with a density of 0.1 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

For Columbia-Shuswap B, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Columbia-Shuswap B is 9763.8 square kilometres, and the population is 663 residents in the 2021 Census.

Where a figure for Columbia-Shuswap B could not be verified, the page names the publisher instead of printing a number.

At 663 residents in the 2021 Census, Columbia-Shuswap B is listed alongside the other covered places in British Columbia.

Nothing on the Columbia-Shuswap B page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Columbia-Shuswap B is one of 460 covered British Columbia places, counted at 663 residents with a land area of 9763.8 square kilometres.

The density figure for Columbia-Shuswap B, 0.1 people per square kilometre, is calculated from the population and land area above.

Columbia-Shuswap B appears in the census record with 663 residents, and the density of 0.1 people per square kilometre follows from it.

Columbia-Shuswap B ranks 302 by 2021 Census population among the covered places in British Columbia.

Readers comparing Columbia-Shuswap B with another community can use the same four census fields.

Columbia-Shuswap B sits at rank 302 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The Columbia-Shuswap B page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.