Borrowing in Columbia-Shuswap C, British Columbia

This page covers borrowing in Columbia-Shuswap C, British Columbia: the census facts, the provincial rules, and the products people compare.

The British Columbia rules that apply

Consumer lending in British Columbia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The census figures for Columbia-Shuswap C

The 2021 Census counted 8,919 residents in Columbia-Shuswap C. The census records a land area of 506.1 square kilometres for Columbia-Shuswap C.

The arithmetic gives 17.6 people per square kilometre.

Columbia-Shuswap C ranks 68 by population among the British Columbia places on this site.

Within British Columbia, Columbia-Shuswap C is place number 68 by population in this census set, at 8,919 residents.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Columbia-Shuswap C appears in the census record with 8,919 residents, and the density of 17.6 people per square kilometre follows from it.

The land area recorded for Columbia-Shuswap C is 506.1 square kilometres, and the population is 8,919 residents in the 2021 Census.

Nothing on the Columbia-Shuswap C page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Columbia-Shuswap C sits at rank 68 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The Columbia-Shuswap C page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Columbia-Shuswap C could not be verified, the page names the publisher instead of printing a number.

Columbia-Shuswap C is one of 460 covered British Columbia places, counted at 8,919 residents with a land area of 506.1 square kilometres.

Columbia-Shuswap C ranks 68 by 2021 Census population among the covered places in British Columbia.

Readers comparing Columbia-Shuswap C with another community can use the same four census fields.

The density figure for Columbia-Shuswap C, 17.6 people per square kilometre, is calculated from the population and land area above.

For Columbia-Shuswap C, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.