Borrowing in Columbia-Shuswap E, British Columbia

Columbia-Shuswap E is one of the British Columbia communities covered here, with a 2021 Census population of 1,388, and borrowing there is licensed under British Columbia's consumer credit rules.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A credit file is compiled by private agencies from information lenders and other creditors report. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

The census figures for Columbia-Shuswap E

In the 2021 Census, Columbia-Shuswap E had 1,388 residents. The community covers 1530.0 square kilometres of land.

Population divided by land area produces a density of 0.9 people per square kilometre.

Its provincial population rank is 252 within this data set.

Columbia-Shuswap E therefore appears at rank 252 of 460 covered British Columbia places, with a density of 0.9 people per square kilometre.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in British Columbia falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

At 1,388 residents in the 2021 Census, Columbia-Shuswap E is listed alongside the other covered places in British Columbia.

The land area recorded for Columbia-Shuswap E is 1530.0 square kilometres, and the population is 1,388 residents in the 2021 Census.

Columbia-Shuswap E is one of 460 covered British Columbia places, counted at 1,388 residents with a land area of 1530.0 square kilometres.

For Columbia-Shuswap E, the two census fields above are the only local statistics used anywhere on the page.

The Columbia-Shuswap E page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Columbia-Shuswap E with another community can use the same four census fields.

Columbia-Shuswap E ranks 252 by 2021 Census population among the covered places in British Columbia.

Columbia-Shuswap E sits at rank 252 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Columbia-Shuswap E page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Columbia-Shuswap E could not be verified, the page names the publisher instead of printing a number.

Columbia-Shuswap E appears in the census record with 1,388 residents, and the density of 0.9 people per square kilometre follows from it.

The density figure for Columbia-Shuswap E, 0.9 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.