Borrowing in Comox Valley C (Puntledge - Black Creek), British Columbia

Comox Valley C (Puntledge - Black Creek) is one of the British Columbia communities covered here, with a 2021 Census population of 9,158, and borrowing there is licensed under British Columbia's consumer credit rules.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

The census figures for Comox Valley C (Puntledge - Black Creek)

Population for Comox Valley C (Puntledge - Black Creek) stands at 9,158 in the 2021 Census. Land area for Comox Valley C (Puntledge - Black Creek) is 1071.9 square kilometres in the same census.

On those two figures, density is 8.5 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 64 within this data set.

Within British Columbia, Comox Valley C (Puntledge - Black Creek) is place number 64 by population in this census set, at 9,158 residents.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Nothing on the Comox Valley C (Puntledge - Black Creek) page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Comox Valley C (Puntledge - Black Creek) appears in the census record with 9,158 residents, and the density of 8.5 people per square kilometre follows from it.

The density figure for Comox Valley C (Puntledge - Black Creek), 8.5 people per square kilometre, is calculated from the population and land area above.

Comox Valley C (Puntledge - Black Creek) is one of 460 covered British Columbia places, counted at 9,158 residents with a land area of 1071.9 square kilometres.

The land area recorded for Comox Valley C (Puntledge - Black Creek) is 1071.9 square kilometres, and the population is 9,158 residents in the 2021 Census.

At 9,158 residents in the 2021 Census, Comox Valley C (Puntledge - Black Creek) is listed alongside the other covered places in British Columbia.

Readers comparing Comox Valley C (Puntledge - Black Creek) with another community can use the same four census fields.

Comox Valley C (Puntledge - Black Creek) ranks 64 by 2021 Census population among the covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.