Borrowing in Dolphin Island 1, British Columbia

A loan taken out in Dolphin Island 1 is governed by British Columbia's licensing rules, and the 2021 Census counted 295 people in the community.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in British Columbia falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Dolphin Island 1

In the 2021 Census, Dolphin Island 1 had 295 residents. The census records a land area of 15.1 square kilometres for Dolphin Island 1.

Population divided by land area produces a density of 19.5 people per square kilometre.

The 2021 Census population places it at rank 372 in the province.

Dolphin Island 1 therefore appears at rank 372 of 460 covered British Columbia places, with a density of 19.5 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Joint applications combine two incomes and two sets of obligations in the same assessment. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Dolphin Island 1 ranks 372 by 2021 Census population among the covered places in British Columbia.

The land area recorded for Dolphin Island 1 is 15.1 square kilometres, and the population is 295 residents in the 2021 Census.

For Dolphin Island 1, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Dolphin Island 1 with another community can use the same four census fields.

Dolphin Island 1 is one of 460 covered British Columbia places, counted at 295 residents with a land area of 15.1 square kilometres.

Where a figure for Dolphin Island 1 could not be verified, the page names the publisher instead of printing a number.

The Dolphin Island 1 page follows the same structure as every other place page, with population, land area, density and rank.

Dolphin Island 1 sits at rank 372 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Dolphin Island 1, 19.5 people per square kilometre, is calculated from the population and land area above.

At 295 residents in the 2021 Census, Dolphin Island 1 is listed alongside the other covered places in British Columbia.

Dolphin Island 1 appears in the census record with 295 residents, and the density of 19.5 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.