Borrowing in Enderby, British Columbia

This page covers borrowing in Enderby, British Columbia: the census facts, the provincial rules, and the products people compare.

The British Columbia rules that apply

Provincial or territorial law decides who may lend in British Columbia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The census figures for Enderby

Enderby recorded a population of 3,028 in Statistics Canada's 2021 Census of Population. The census records a land area of 4.3 square kilometres for Enderby.

Dividing population by land area gives 710.8 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 159 in the province.

Enderby is one of 460 places listed for British Columbia, ranked 159 by population and measured at 4.3 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

Enderby sits at rank 159 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The Enderby page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Enderby, 710.8 people per square kilometre, is calculated from the population and land area above.

Enderby appears in the census record with 3,028 residents, and the density of 710.8 people per square kilometre follows from it.

For Enderby, the two census fields above are the only local statistics used anywhere on the page.

At 3,028 residents in the 2021 Census, Enderby is listed alongside the other covered places in British Columbia.

The land area recorded for Enderby is 4.3 square kilometres, and the population is 3,028 residents in the 2021 Census.

Enderby is one of 460 covered British Columbia places, counted at 3,028 residents with a land area of 4.3 square kilometres.

Enderby ranks 159 by 2021 Census population among the covered places in British Columbia.

Readers comparing Enderby with another community can use the same four census fields.

Nothing on the Enderby page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Enderby could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.