Borrowing in Finlay River 6, British Columbia

A loan taken out in Finlay River 6 is governed by British Columbia's licensing rules, and the 2021 Census counted 229 people in the community.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The census figures for Finlay River 6

Statistics Canada's 2021 Census gives Finlay River 6 a population of 229. Statistics Canada lists 9.5 square kilometres of land for the community.

The arithmetic gives 24.1 people per square kilometre.

Finlay River 6 ranks 396 by population among the British Columbia places on this site.

Compared with the other 460 covered British Columbia places, Finlay River 6 ranks 396 by population.

The British Columbia rules that apply

Provincial or territorial law decides who may lend in British Columbia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Finlay River 6 sits at rank 396 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Finlay River 6 ranks 396 by 2021 Census population among the covered places in British Columbia.

The density figure for Finlay River 6, 24.1 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Finlay River 6 is 9.5 square kilometres, and the population is 229 residents in the 2021 Census.

Readers comparing Finlay River 6 with another community can use the same four census fields.

At 229 residents in the 2021 Census, Finlay River 6 is listed alongside the other covered places in British Columbia.

Finlay River 6 appears in the census record with 229 residents, and the density of 24.1 people per square kilometre follows from it.

Nothing on the Finlay River 6 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Finlay River 6, the two census fields above are the only local statistics used anywhere on the page.

The Finlay River 6 page follows the same structure as every other place page, with population, land area, density and rank.

Finlay River 6 is one of 460 covered British Columbia places, counted at 229 residents with a land area of 9.5 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.