Borrowing in Fruitvale, British Columbia

Fruitvale is one of the British Columbia places covered here, with 1,958 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Fruitvale

The 2021 Census counted 1,958 residents in Fruitvale. Statistics Canada lists 2.7 square kilometres of land for the community.

On those two figures, density is 725.2 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 206 within this data set.

Compared with the other 460 covered British Columbia places, Fruitvale ranks 206 by population.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In British Columbia, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

The density figure for Fruitvale, 725.2 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Fruitvale is 2.7 square kilometres, and the population is 1,958 residents in the 2021 Census.

Readers comparing Fruitvale with another community can use the same four census fields.

Fruitvale is one of 460 covered British Columbia places, counted at 1,958 residents with a land area of 2.7 square kilometres.

Fruitvale appears in the census record with 1,958 residents, and the density of 725.2 people per square kilometre follows from it.

Where a figure for Fruitvale could not be verified, the page names the publisher instead of printing a number.

Nothing on the Fruitvale page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,958 residents in the 2021 Census, Fruitvale is listed alongside the other covered places in British Columbia.

Fruitvale ranks 206 by 2021 Census population among the covered places in British Columbia.

Fruitvale sits at rank 206 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

For Fruitvale, the two census fields above are the only local statistics used anywhere on the page.

The Fruitvale page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.