Borrowing in Gitwangak 1, British Columbia

With 450 residents counted in the 2021 Census, Gitwangak 1 sits inside British Columbia's provincial lending framework.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A credit file is compiled by private agencies from information lenders and other creditors report.

The census figures for Gitwangak 1

Statistics Canada's 2021 Census gives Gitwangak 1 a population of 450. Statistics Canada lists 17.6 square kilometres of land for the community.

The arithmetic gives 25.5 people per square kilometre.

Its provincial population rank is 333 within this data set.

Gitwangak 1 sits at rank 333 among the 460 British Columbia places here, with 450 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Gitwangak 1 ranks 333 by 2021 Census population among the covered places in British Columbia.

Gitwangak 1 appears in the census record with 450 residents, and the density of 25.5 people per square kilometre follows from it.

Gitwangak 1 sits at rank 333 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Gitwangak 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 450 residents in the 2021 Census, Gitwangak 1 is listed alongside the other covered places in British Columbia.

The density figure for Gitwangak 1, 25.5 people per square kilometre, is calculated from the population and land area above.

Readers comparing Gitwangak 1 with another community can use the same four census fields.

The Gitwangak 1 page follows the same structure as every other place page, with population, land area, density and rank.

Gitwangak 1 is one of 460 covered British Columbia places, counted at 450 residents with a land area of 17.6 square kilometres.

The land area recorded for Gitwangak 1 is 17.6 square kilometres, and the population is 450 residents in the 2021 Census.

For Gitwangak 1, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.