Borrowing in Hagwilget 1, British Columbia

This page covers borrowing in Hagwilget 1, British Columbia: the census facts, the provincial rules, and the products people compare.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The British Columbia rules that apply

The regulator for consumer credit in British Columbia is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Hagwilget 1

The 2021 Census counted 183 residents in Hagwilget 1. Statistics Canada lists 1.3 square kilometres of land for the community.

That gives a density of 145.2 people per square kilometre, rounded to one decimal place.

By population it ranks 415 among the British Columbia places covered here.

Hagwilget 1 is one of 460 places listed for British Columbia, ranked 415 by population and measured at 1.3 square kilometres.

For Hagwilget 1, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Hagwilget 1 could not be verified, the page names the publisher instead of printing a number.

Hagwilget 1 ranks 415 by 2021 Census population among the covered places in British Columbia.

At 183 residents in the 2021 Census, Hagwilget 1 is listed alongside the other covered places in British Columbia.

The density figure for Hagwilget 1, 145.2 people per square kilometre, is calculated from the population and land area above.

Hagwilget 1 sits at rank 415 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The Hagwilget 1 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Hagwilget 1 with another community can use the same four census fields.

Hagwilget 1 is one of 460 covered British Columbia places, counted at 183 residents with a land area of 1.3 square kilometres.

The land area recorded for Hagwilget 1 is 1.3 square kilometres, and the population is 183 residents in the 2021 Census.

Nothing on the Hagwilget 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Hagwilget 1 appears in the census record with 183 residents, and the density of 145.2 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.