Borrowing in Halalt 2, British Columbia

With 156 residents counted in the 2021 Census, Halalt 2 sits inside British Columbia's provincial lending framework.

The census figures for Halalt 2

The 2021 Census counted 156 residents in Halalt 2. The community covers 1.2 square kilometres of land.

Population divided by land area produces a density of 130.0 people per square kilometre.

By population it ranks 428 among the British Columbia places covered here.

Halalt 2 sits at rank 428 among the 460 British Columbia places here, with 156 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in British Columbia falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Halalt 2 appears in the census record with 156 residents, and the density of 130.0 people per square kilometre follows from it.

Halalt 2 is one of 460 covered British Columbia places, counted at 156 residents with a land area of 1.2 square kilometres.

At 156 residents in the 2021 Census, Halalt 2 is listed alongside the other covered places in British Columbia.

Where a figure for Halalt 2 could not be verified, the page names the publisher instead of printing a number.

Halalt 2 ranks 428 by 2021 Census population among the covered places in British Columbia.

Nothing on the Halalt 2 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Halalt 2 page follows the same structure as every other place page, with population, land area, density and rank.

For Halalt 2, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Halalt 2 with another community can use the same four census fields.

The density figure for Halalt 2, 130.0 people per square kilometre, is calculated from the population and land area above.

Halalt 2 sits at rank 428 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.