Borrowing in Halfway River 168, British Columbia

A loan taken out in Halfway River 168 is governed by British Columbia's licensing rules, and the 2021 Census counted 247 people in the community.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The census figures for Halfway River 168

Halfway River 168 recorded a population of 247 in Statistics Canada's 2021 Census of Population. The census records a land area of 40.3 square kilometres for Halfway River 168.

The calculated density is 6.1 people per square kilometre.

Among covered British Columbia places, Halfway River 168 sits at rank 384 by population.

Compared with the other 460 covered British Columbia places, Halfway River 168 ranks 384 by population.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Where a figure for Halfway River 168 could not be verified, the page names the publisher instead of printing a number.

At 247 residents in the 2021 Census, Halfway River 168 is listed alongside the other covered places in British Columbia.

Halfway River 168 appears in the census record with 247 residents, and the density of 6.1 people per square kilometre follows from it.

For Halfway River 168, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Halfway River 168 with another community can use the same four census fields.

Halfway River 168 sits at rank 384 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Halfway River 168 ranks 384 by 2021 Census population among the covered places in British Columbia.

The land area recorded for Halfway River 168 is 40.3 square kilometres, and the population is 247 residents in the 2021 Census.

The density figure for Halfway River 168, 6.1 people per square kilometre, is calculated from the population and land area above.

Halfway River 168 is one of 460 covered British Columbia places, counted at 247 residents with a land area of 40.3 square kilometres.

Nothing on the Halfway River 168 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.