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Borrowing in Hazelton, British Columbia

Hazelton is one of the British Columbia communities covered here, with 257 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province British Columbia (BC)
Population, 2021 Census 257
Land area 2.9 km²
Provincial regulator See the FCAC list

With 257 residents counted in the 2021 Census, Hazelton sits inside British Columbia's provincial lending framework.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Hazelton

The 2021 Census counted 257 residents in Hazelton. The community covers 2.9 square kilometres of land.

The arithmetic gives 88.9 people per square kilometre.

The 2021 Census population places it at rank 379 in the province.

Within British Columbia, Hazelton is place number 379 by population in this census set, at 257 residents.

For Hazelton, the two census fields above are the only local statistics used anywhere on the page.

Hazelton ranks 379 by 2021 Census population among the covered places in British Columbia.

At 257 residents in the 2021 Census, Hazelton is listed alongside the other covered places in British Columbia.

Nothing on the Hazelton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Hazelton appears in the census record with 257 residents, and the density of 88.9 people per square kilometre follows from it.

The density figure for Hazelton, 88.9 people per square kilometre, is calculated from the population and land area above.

Where a figure for Hazelton could not be verified, the page names the publisher instead of printing a number.

Readers comparing Hazelton with another community can use the same four census fields.

Hazelton sits at rank 379 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The Hazelton page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Hazelton is 2.9 square kilometres, and the population is 257 residents in the 2021 Census.

Hazelton is one of 460 covered British Columbia places, counted at 257 residents with a land area of 2.9 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Hazelton

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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