Borrowing in Highlands, British Columbia

Highlands is one of the British Columbia places covered here, with 2,482 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Highlands

In the 2021 Census, Highlands had 2,482 residents. The community covers 38.0 square kilometres of land.

Dividing population by land area gives 65.3 residents per square kilometre, rounded to one decimal place.

The community is the 176th largest place in the province within this census set.

Within British Columbia, Highlands is place number 176 by population in this census set, at 2,482 residents.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Readers comparing Highlands with another community can use the same four census fields.

Highlands sits at rank 176 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Highlands appears in the census record with 2,482 residents, and the density of 65.3 people per square kilometre follows from it.

Where a figure for Highlands could not be verified, the page names the publisher instead of printing a number.

Highlands ranks 176 by 2021 Census population among the covered places in British Columbia.

Highlands is one of 460 covered British Columbia places, counted at 2,482 residents with a land area of 38.0 square kilometres.

At 2,482 residents in the 2021 Census, Highlands is listed alongside the other covered places in British Columbia.

The Highlands page follows the same structure as every other place page, with population, land area, density and rank.

For Highlands, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Highlands, 65.3 people per square kilometre, is calculated from the population and land area above.

Nothing on the Highlands page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Highlands is 38.0 square kilometres, and the population is 2,482 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.