Borrowing in Houpsitas 6, British Columbia

With 157 residents counted in the 2021 Census, Houpsitas 6 sits inside British Columbia's provincial lending framework.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in British Columbia falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Houpsitas 6

Houpsitas 6 recorded a population of 157 in Statistics Canada's 2021 Census of Population. The community covers 0.1 square kilometres of land.

Population divided by land area produces a density of 1121.4 people per square kilometre.

Its provincial population rank is 427 within this data set.

The place record for Houpsitas 6 covers 0.1 square kilometres and 157 residents, a density of 1121.4 people per square kilometre.

Houpsitas 6 appears in the census record with 157 residents, and the density of 1121.4 people per square kilometre follows from it.

Houpsitas 6 ranks 427 by 2021 Census population among the covered places in British Columbia.

At 157 residents in the 2021 Census, Houpsitas 6 is listed alongside the other covered places in British Columbia.

For Houpsitas 6, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Houpsitas 6 with another community can use the same four census fields.

Houpsitas 6 is one of 460 covered British Columbia places, counted at 157 residents with a land area of 0.1 square kilometres.

Where a figure for Houpsitas 6 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Houpsitas 6 is 0.1 square kilometres, and the population is 157 residents in the 2021 Census.

The Houpsitas 6 page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Houpsitas 6 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Houpsitas 6 sits at rank 427 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.