Borrowing in Houston, British Columbia

A loan taken out in Houston is governed by British Columbia's licensing rules, and the 2021 Census counted 3,052 people in the community.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A mortgage is registered against the property, which is what gives the lender its claim. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The British Columbia rules that apply

Consumer lending in British Columbia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Houston

Population for Houston stands at 3,052 in the 2021 Census. 72.9 square kilometres of land are attributed to Houston.

On those two figures, density is 41.9 residents per square kilometre when rounded to one decimal place.

By population it ranks 157 among the British Columbia places covered here.

Houston sits at rank 157 among the 460 British Columbia places here, with 3,052 residents in the 2021 Census.

Houston ranks 157 by 2021 Census population among the covered places in British Columbia.

Houston is one of 460 covered British Columbia places, counted at 3,052 residents with a land area of 72.9 square kilometres.

Nothing on the Houston page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Houston appears in the census record with 3,052 residents, and the density of 41.9 people per square kilometre follows from it.

At 3,052 residents in the 2021 Census, Houston is listed alongside the other covered places in British Columbia.

The density figure for Houston, 41.9 people per square kilometre, is calculated from the population and land area above.

For Houston, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Houston could not be verified, the page names the publisher instead of printing a number.

Readers comparing Houston with another community can use the same four census fields.

Houston sits at rank 157 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Houston is 72.9 square kilometres, and the population is 3,052 residents in the 2021 Census.

The Houston page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.