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Borrowing in Hudson's Hope, British Columbia

Hudson's Hope is one of the British Columbia communities covered here, with 841 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province British Columbia (BC)
Population, 2021 Census 841
Land area 826.7 km²
Provincial regulator See the FCAC list

A loan taken out in Hudson's Hope is governed by British Columbia's licensing rules, and the 2021 Census counted 841 people in the community.

The census figures for Hudson's Hope

Statistics Canada's 2021 Census gives Hudson's Hope a population of 841. Its land area is 826.7 square kilometres.

Population divided by land area produces a density of 1.0 people per square kilometre.

The community is the 284th largest place in the province within this census set.

Within British Columbia, Hudson's Hope is place number 284 by population in this census set, at 841 residents.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
  • Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Debt management plans are administered by accredited credit counsellors, and they are not loans.

At 841 residents in the 2021 Census, Hudson's Hope is listed alongside the other covered places in British Columbia.

Hudson's Hope is one of 460 covered British Columbia places, counted at 841 residents with a land area of 826.7 square kilometres.

Where a figure for Hudson's Hope could not be verified, the page names the publisher instead of printing a number.

For Hudson's Hope, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Hudson's Hope with another community can use the same four census fields.

Hudson's Hope appears in the census record with 841 residents, and the density of 1.0 people per square kilometre follows from it.

Nothing on the Hudson's Hope page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Hudson's Hope sits at rank 284 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Hudson's Hope ranks 284 by 2021 Census population among the covered places in British Columbia.

The density figure for Hudson's Hope, 1.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Hudson's Hope is 826.7 square kilometres, and the population is 841 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Hudson's Hope

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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