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Borrowing in Ittatsoo 1, British Columbia

Population 321, land area 0.7 square kilometres: the census facts for Ittatsoo 1, plus how consumer credit is regulated in British Columbia.

Province British Columbia (BC)
Population, 2021 Census 321
Land area 0.7 km²
Provincial regulator See the FCAC list

Ittatsoo 1 is one of the British Columbia communities covered here, with a 2021 Census population of 321, and borrowing there is licensed under British Columbia's consumer credit rules.

The census figures for Ittatsoo 1

Statistics Canada's 2021 Census gives Ittatsoo 1 a population of 321. The community covers 0.7 square kilometres of land.

Dividing population by land area gives 472.1 residents per square kilometre, rounded to one decimal place.

Ittatsoo 1 ranks 364 by population among the British Columbia places on this site.

Ittatsoo 1 sits at rank 364 among the 460 British Columbia places here, with 321 residents in the 2021 Census.

The British Columbia rules that apply

Provincial or territorial law decides who may lend in British Columbia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in British Columbia falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The Ittatsoo 1 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Ittatsoo 1 could not be verified, the page names the publisher instead of printing a number.

Ittatsoo 1 is one of 460 covered British Columbia places, counted at 321 residents with a land area of 0.7 square kilometres.

Nothing on the Ittatsoo 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Ittatsoo 1, the two census fields above are the only local statistics used anywhere on the page.

At 321 residents in the 2021 Census, Ittatsoo 1 is listed alongside the other covered places in British Columbia.

The land area recorded for Ittatsoo 1 is 0.7 square kilometres, and the population is 321 residents in the 2021 Census.

Ittatsoo 1 ranks 364 by 2021 Census population among the covered places in British Columbia.

The density figure for Ittatsoo 1, 472.1 people per square kilometre, is calculated from the population and land area above.

Ittatsoo 1 appears in the census record with 321 residents, and the density of 472.1 people per square kilometre follows from it.

Ittatsoo 1 sits at rank 364 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Ittatsoo 1

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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