Borrowing in Juan de Fuca (Part 1), British Columbia

Juan de Fuca (Part 1), British Columbia, recorded a population of 5,132 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Juan de Fuca (Part 1)

5,132 people were counted in Juan de Fuca (Part 1) in the 2021 Census. The community covers 221.5 square kilometres of land.

On those two figures, density is 23.2 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 97 in the province.

Juan de Fuca (Part 1) sits at rank 97 among the 460 British Columbia places here, with 5,132 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

At 5,132 residents in the 2021 Census, Juan de Fuca (Part 1) is listed alongside the other covered places in British Columbia.

Juan de Fuca (Part 1) sits at rank 97 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The Juan de Fuca (Part 1) page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Juan de Fuca (Part 1) with another community can use the same four census fields.

Juan de Fuca (Part 1) appears in the census record with 5,132 residents, and the density of 23.2 people per square kilometre follows from it.

Juan de Fuca (Part 1) is one of 460 covered British Columbia places, counted at 5,132 residents with a land area of 221.5 square kilometres.

Where a figure for Juan de Fuca (Part 1) could not be verified, the page names the publisher instead of printing a number.

For Juan de Fuca (Part 1), the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Juan de Fuca (Part 1) is 221.5 square kilometres, and the population is 5,132 residents in the 2021 Census.

The density figure for Juan de Fuca (Part 1), 23.2 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.