Borrowing in Kimberley, British Columbia

Kimberley, British Columbia, recorded a population of 8,115 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Kimberley

Population for Kimberley stands at 8,115 in the 2021 Census. Land area for Kimberley is 60.5 square kilometres in the same census.

The calculated density is 134.1 people per square kilometre.

The community is the 73rd largest place in the province within this census set.

Kimberley therefore appears at rank 73 of 460 covered British Columbia places, with a density of 134.1 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Nothing on the Kimberley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Kimberley could not be verified, the page names the publisher instead of printing a number.

Kimberley appears in the census record with 8,115 residents, and the density of 134.1 people per square kilometre follows from it.

For Kimberley, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Kimberley is 60.5 square kilometres, and the population is 8,115 residents in the 2021 Census.

At 8,115 residents in the 2021 Census, Kimberley is listed alongside the other covered places in British Columbia.

Readers comparing Kimberley with another community can use the same four census fields.

Kimberley is one of 460 covered British Columbia places, counted at 8,115 residents with a land area of 60.5 square kilometres.

The Kimberley page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Kimberley, 134.1 people per square kilometre, is calculated from the population and land area above.

Kimberley sits at rank 73 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Kimberley ranks 73 by 2021 Census population among the covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.