Borrowing in Kispiox 1, British Columbia

Kispiox 1, British Columbia, recorded a population of 578 in the 2021 Census; the rules that govern a loan signed there are provincial.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Kispiox 1

The 2021 Census counted 578 residents in Kispiox 1. The census records a land area of 12.3 square kilometres for Kispiox 1.

Dividing population by land area gives 47.0 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 311 within this data set.

Kispiox 1 is one of 460 places listed for British Columbia, ranked 311 by population and measured at 12.3 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A credit file is compiled by private agencies from information lenders and other creditors report.

Nothing on the Kispiox 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Kispiox 1, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Kispiox 1 could not be verified, the page names the publisher instead of printing a number.

Kispiox 1 appears in the census record with 578 residents, and the density of 47.0 people per square kilometre follows from it.

The Kispiox 1 page follows the same structure as every other place page, with population, land area, density and rank.

At 578 residents in the 2021 Census, Kispiox 1 is listed alongside the other covered places in British Columbia.

Kispiox 1 is one of 460 covered British Columbia places, counted at 578 residents with a land area of 12.3 square kilometres.

The land area recorded for Kispiox 1 is 12.3 square kilometres, and the population is 578 residents in the 2021 Census.

The density figure for Kispiox 1, 47.0 people per square kilometre, is calculated from the population and land area above.

Readers comparing Kispiox 1 with another community can use the same four census fields.

Kispiox 1 ranks 311 by 2021 Census population among the covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.