Borrowing in Kitselas 1, British Columbia

Kitselas 1, British Columbia, recorded a population of 291 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Kitselas 1

In the 2021 Census, Kitselas 1 had 291 residents. Statistics Canada lists 4.7 square kilometres of land for the community.

The arithmetic gives 61.4 people per square kilometre.

Among covered British Columbia places, Kitselas 1 sits at rank 374 by population.

Kitselas 1 is one of 460 places listed for British Columbia, ranked 374 by population and measured at 4.7 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A credit file is compiled by private agencies from information lenders and other creditors report. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

The Kitselas 1 page follows the same structure as every other place page, with population, land area, density and rank.

For Kitselas 1, the two census fields above are the only local statistics used anywhere on the page.

Kitselas 1 appears in the census record with 291 residents, and the density of 61.4 people per square kilometre follows from it.

Kitselas 1 ranks 374 by 2021 Census population among the covered places in British Columbia.

Nothing on the Kitselas 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Kitselas 1 is 4.7 square kilometres, and the population is 291 residents in the 2021 Census.

Kitselas 1 sits at rank 374 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Kitselas 1 with another community can use the same four census fields.

Where a figure for Kitselas 1 could not be verified, the page names the publisher instead of printing a number.

The density figure for Kitselas 1, 61.4 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.