Borrowing in Kootenay Boundary A, British Columbia

Kootenay Boundary A is one of the British Columbia places covered here, with 1,624 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Kootenay Boundary A

Population for Kootenay Boundary A stands at 1,624 in the 2021 Census. Statistics Canada lists 238.2 square kilometres of land for the community.

That gives a density of 6.8 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 233 within this data set.

Compared with the other 460 covered British Columbia places, Kootenay Boundary A ranks 233 by population.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A mortgage is registered against the property, which is what gives the lender its claim. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Kootenay Boundary A sits at rank 233 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Kootenay Boundary A is one of 460 covered British Columbia places, counted at 1,624 residents with a land area of 238.2 square kilometres.

The density figure for Kootenay Boundary A, 6.8 people per square kilometre, is calculated from the population and land area above.

Where a figure for Kootenay Boundary A could not be verified, the page names the publisher instead of printing a number.

The Kootenay Boundary A page follows the same structure as every other place page, with population, land area, density and rank.

For Kootenay Boundary A, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Kootenay Boundary A with another community can use the same four census fields.

Nothing on the Kootenay Boundary A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Kootenay Boundary A appears in the census record with 1,624 residents, and the density of 6.8 people per square kilometre follows from it.

At 1,624 residents in the 2021 Census, Kootenay Boundary A is listed alongside the other covered places in British Columbia.

The land area recorded for Kootenay Boundary A is 238.2 square kilometres, and the population is 1,624 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.